When making balance transfers or new purchases, you always want to be certain that you will be able to reduce the total cost instead of paying for an enormous amount. For that to happen, you need to be guaranteed that the card you brought with you that can beat those that instantly declare they offer the “best credit cards” in the market.
The best credit cards, which offer 0% interest that you should look after, are usually those that feature no annual fee and a lengthy introductory period. This allows buyers like you to have enough time to pay for a huge sum of money without having to pay for an interest rate on the purchases made.
Here are 7 of this year’s best 0% interest cards:
Barclaycard Ring Mastercard
This tops the list of credit cards that don’t charge for balance transfers made from a credit card. This card is best for people who have excellent credit and are trying to pay off a debt with a low APR. Cardholders will automatically be exempted from penalty and annual fee payments.
Citi Simplicity Card
This card does not only boast the longest duration of 0% APR among all credit cards. Using this card is so advantageous to a lot of users with good or excellent credit score because it entitles them to a no annual fee, no penalties, and no late payment fees. This card is for people who need a little over 18 months to pay off a debt without having to pay for an interest.
For people who want to use one single card for different kinds of purchases, this one would suit you best. This card is a keeper because unlike any other cards, it offers a long-term value. It gives you a rewarding cash-back system, no annual fees to pay, and the benefit of an 18-month zero percent transfer fees.
People with average to good credit score can take advantage of this card. This card is best known for giving customers a one year and three months exemption from transfer periods. It puts them in a position where they won’t have any annual fees to pay while having around two months free from transfer fees.
BankAmericard Cash Rewards
This is definitely one of the best credit cards that students can use when purchasing items. When you reach a minimum online purchase of $500, a cash bonus of $150 will automatically credited on the account. Cardholders will not pay for any annual fees; instead, it offers a yearlong 0% interest on both purchases and bank transfers.
Citi Diamond Preferred Card
If you are looking for an extended period for your 0% bank transfers and purchases, you need not look far as this card is the right one you’re looking for. For a period of 21 months, you are not going to pay for the purchases and balance transfer made from the card. It saves you from liabilities as it has modern software that is designed to inhibit fraudulent activities from the account.
Wells Fargo Platinum Visa
For those who are fond of swiping credit cards to make cellular phone payments, this card will be the kind that is definitely worth the keep. Although it doesn’t focus on the rewards you will get, you can take advantage of the no annual fee feature and has comprehensive tools that can make sure you balance the flow of money. This is for people who have credit scores that range from good to excellent.
Check out reviews of the best credit cards at 0interestcredit.cards. Likewise, learn more how to avoid going neck-deep in credit card debt at https://www.dos.ny.gov/consumerprotection/pdf/Choosing_and_Using_Credit_Cards.pdf.
Our team at 0interestcredit.cards has compiled a list of the Best Zero Percent Interest Credit Cards 2017. Find out if you have the right card in your pocket.